すむ
to be settled, to complete
You are up the far bank with the whole thing behind you now. In at seven, out by nine, and somebody summed すむ it up in three words: すむ.
Same reading as 住む すむ, to live somewhere. This one is a thing being over with. 〜ないで済む is getting away without having to.
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Emaki is not affiliated with, or endorsed by, Kaishi 1.5k or its authors. The word, reading and meaning come from the Kaishi 1.5k deck, used with their permission. The mnemonic, the note and the kanji breakdown are original work, published under CC BY-SA 4.0.